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Even with the best intentions, it’s easy to realize at the end of the year that you made some financial mistakes over the past 12 months. Fortunately, every new year brings a chance to start again. Don’t face another year of wishing you were making more financial progress than you are. Instead, embrace these financial resolutions for the new year, so you end up in the position you want to be in in the future.
Are you one of those holiday shoppers who is convinced that you do your best work under pressure? Perhaps you always feel as if the holidays just creep up on you! No matter what, facing the task of last-minute holiday shopping can be stressful—and expensive. Make your last-minute shopping missions successful and affordable with this advice.
Holiday shopping always seems like fun at the time, but when the bills start rolling in, things get a lot less festive in a hurry. The good news is that you can still enjoy giving the perfect gifts to your friends and family without the post-holiday financial hangover with a little planning.
Growing your own food can definitely save you money on groceries—if it’s done the right way. Use the following strategies to ensure your garden doesn’t inadvertently turn into a money pit.
Depending on your current living situation, you might consider renting out a spare room. However, you should only do so after careful consideration. Answer the following questions before deciding.
Has your financial situation been impacted by the COVID-19 pandemic? If so, you are definitely not alone. Whether you have experienced a change in your job or living situation, it is easy to feel overwhelmed and unsure of what to do to improve your finances.
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For more information or questions or concerns visit the Financial Institution Division HERE
*The example calculation is based on a guaranteed loan for a term of 120 days.
MAXIMUM ANNUAL PERCENTAGE RATE*
The cost of your credit as a yearly rate.
175.00%
FINANCE CHARGES*
The dollar amount the credit will cost you.
$109.36
AMOUNT FINANCED*
The amount you were given directly.
$300.00
TOTAL PAYOFF*
The amount you will pay once all programmed payments have been completed.
$409.36
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